Plea Filed against G-Pay for Breaking UPI Rules, RBI & Centre to Reply - TNBCLive

The Delhi High Court filed a petition against the Google India Digital Service and  claimed suspension of its application ‘Google Pay’. The court has sought response of the Reserve Bank of India (RBI) and the centre over the plea. 

Shubham Kapaley, tried to use his existing VPA/ UPI ID for other transactions as well, but the same issue of denial of interoperability persisted. The petitioner approached the High Court after Google Pay did not allow him to contribute to the PM CARES Fund, and that the app is insisting the customers to create new UPI ID or VPA to use its platform.

RBI, the Centre and Google India Digital Service Pvt Ltd were given three weeks time by justice Asha Menon to file their responses. She carried out the hearing through video conferencing.

Mr. Kapaley accused the tech giant of violating the rules of Unified Payments Interface (UPI) interoperability and it is denying the new users to use their existing Virtual Payment Address (VPAs) or UPI ID on its app that the user may have created on other UPI platforms or apps.

According to NPCI circular, no merchant can/ shall force the customer to create a VPA or register for UPI to avail any services on a merchant app. He urged Centre and RBI to conduct a detailed third party and independent investigation of the app. The plea claimed at least 10 times revenue of Google Pay in India, and contributed towards  COVID-19 Relief Fund.

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